Archive

Dive into a collection of past posts and rediscover timeless content.

September Starts the Only Stretch Where a Loss Can Pay You Back

A loss you never sell does nothing for you. Sold, it erases gains or $3,000 of ordinary income.

Sep 1, 2026

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2 min read

September Starts the Only Stretch Where a Loss Can Pay You Back

The September Envelope That Sets Your January Drug Prices

Automatic renewal signs you up for next year's version of your plan. The notice arrives looking like junk mail.

Aug 31, 2026

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3 min read

The September Envelope That Sets Your January Drug Prices

The Account You Forgot Did Not Forget You. It Just Stopped Growing.

At $7,000 or less, an old plan can move your money without your consent. Here is where it goes.

Aug 29, 2026

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3 min read

The Account You Forgot Did Not Forget You. It Just Stopped Growing.

One Form Tells Your State Everything. The Other Never Gets Written.

Savings interest is taxed at home. Treasury interest is not. Same 4%, two different net numbers.

Aug 28, 2026

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3 min read

One Form Tells Your State Everything. The Other Never Gets Written.

Two Accounts. One Bucket. He Never Knew the Difference.

Coverage counts by ownership category, not by how many accounts you opened.

Aug 27, 2026

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3 min read

Two Accounts. One Bucket. He Never Knew the Difference.
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