Archive

Dive into a collection of past posts and rediscover timeless content.

Inflation Just Had Its Best Day in Six Years. Your Credit Card Didn’t Notice.

CPI fell to 3.5% yesterday, the biggest monthly drop since April 2020. But credit card APRs are frozen at 23.79%, unchanged two months running. Here is what the good headline changes for your wallet, and what it doesn't.

Jul 15, 2026

•

3 min read

Inflation Just Had Its Best Day in Six Years. Your Credit Card Didn’t Notice.

My Brother-in-Law Asked If the Banks Were in Trouble. I Told Him He Was.

Five mega banks report record Q2 earnings today. The average savings account still pays 0.38%. That gap is their profit margin on your money.

Jul 14, 2026

•

3 min read

My Brother-in-Law Asked If the Banks Were in Trouble. I Told Him He Was.

She Checked Her Auto Insurance. Then Her Home Insurance. Then She Went Quiet.

The average American household spends $7,000 to $14,000 a year on insurance. Nobody runs that total.

Jul 13, 2026

•

3 min read

She Checked Her Auto Insurance. Then Her Home Insurance. Then She Went Quiet.

Americans Paid $150 in Tips Last Year They Didn't Want to Leave. The iPad Made Them Do It.

81% say tipping is out of control. 42% want to ban it. The sit-down tip is earned. The counter screen is a revenue strategy. Here is the difference.

Jul 12, 2026

•

4 min read

Americans Paid $150 in Tips Last Year They Didn't Want to Leave. The iPad Made Them Do It.

Your Grocery Store Is Charging You a Different Price Than the Person Standing Next to You.

Consumer Reports found the same item can cost up to 23% more depending on who is buying. Maryland just banned it. Here is what every shopper needs to know.

Jul 11, 2026

•

3 min read

Your Grocery Store Is Charging You a Different Price Than the Person Standing Next to You.