Your phone charges you. This one pays you back.

A premium phone costs more than $1,000, and it earns its maker money every time you use it. Your attention, your data, your time on the screen. None of that value comes back to you.

Mode flipped that relationship. The EarnPhone pays people for the screen time they already spend, listening to music, playing games, browsing, even charging the device. Uber turned idle cars into income. Airbnb turned spare rooms into income. Mode turns the phone in your pocket into income.

The market did not stay small. 490M+ users across 170+ countries have earned and saved more than $1 billion. The company has produced $115M+ in revenue and ranked number one on Deloitte's list of the fastest-growing software companies in North America, with 32,481% three-year growth.

That traction is why ~60,000+ investors have already backed it. The Nasdaq ticker $MODE is reserved ahead of a planned listing. Until then, the company is still private, and shares are $0.52 each with up to 20% bonus shares for early investors. The $0.52 share price deadline.

The biggest platform shifts always look obvious in hindsight and uncertain while they are still cheap.

Look at the opportunity ›

invest.modemobile.com

This is a paid advertisement for Mode Mobile's Regulation A+ offering. Please read the offering circular and related risks at invest.modemobile.com. Mode Mobile recently received their ticker reservation with Nasdaq ($MODE), indicating an intent to IPO in the next 24 months. An intent to IPO is no guarantee that an actual IPO will occur. The Deloitte rankings are based on submitted applications and public company database research, with winners selected based on their fiscal-year revenue growth percentage over a three-year period. *Mode revenue and EBITDA numbers includes full year revenue and EBITDA of businesses acquired in 2025. Investing involves a high degree of risk, including the possible loss of your entire investment.

Inspiration Quote for the Day

“If you’re not paying for the product, you are the product.”

— Andrew Lewis

The Morning Ritual

Your Phone Made Somebody Rich Last Year and It Was Not You

My accountant friend pulled out his phone at dinner last week. Not to check a notification. To show me his screen time report. Four hours and thirty-eight minutes a day. “I did the math,” he said. “That is `1,693` hours a year. And I am the one paying for the privilege.”

He was not wrong. And neither are you.

In One Sip

► The average American spends `4` hours and `43` minutes a day on their phone. That adds up to roughly `1,700` hours a year.

► Meta alone earns `$233` per year from each American user. That is ad revenue generated from your scrolling, tapping, and watching. You see none of it.

► Add Google, Apple, and your app subscriptions together. The total revenue your phone generates for other companies runs well above `$600` per year.

► Meanwhile, you pay roughly `$1,200` for the device. Another `$100` per month for data. And an average of `$84` per month in app subscriptions.

► The buried story: your phone is the most expensive thing in your pocket that earns money for everybody except you.

Why It Matters for Your Money

Add it up. A new phone every two to three years: about `$500` a year when you spread it out. Your cell plan: `$1,200` a year. Streaming, cloud storage, and app subscriptions: another `$1,000` or more.

That is roughly `$2,700` a year flowing out of your checking account. For a device that generates `$600` or more in revenue for companies you do not own a share of.

Think about that for a second. You are paying to be the product.

I looked at my own app subscriptions after that dinner. Twelve active. Three I had forgotten about. I canceled two and saved `$23` a month. That is `$276` a year I was paying for services I did not use.

The Wealth Angle

I think the bigger question is who benefits from all those hours.

Meta crossed `$200` billion in annual revenue last year. Nearly all of it came from ads served to people doing the same thing you did this morning: scrolling.

Apple brought in `$85` billion from its services division alone. That is subscriptions, app store fees, and iCloud storage. Money that comes from you using the phone you already paid for.

Here is the part nobody talks about. Those companies grew because of users like you. But unless you own shares, you never see a dollar of that growth. The wealth creation happened in the stock. Not in your phone bill.

My accountant friend put it simply. “I spend four and a half hours a day making them richer. And I pay them for the service.” Read that again.

☕ Key Insight:
Your phone is the most profitable device in your life. Just not for you. The companies that benefit from your screen time built their wealth on your hours. The question is whether you own any of it.

Coffee Break Move

Open your phone settings. Check your screen time. Write down the number.

Then open your bank or credit card app. Search for recurring charges. Count every subscription tied to your phone. Streaming. Storage. Apps. Music. News. Fitness.

Add them up. That total is the rent you pay for a device you already own. If any of those subscriptions have not been opened in a month, cancel them today. The money adds up faster than you think.

My accountant friend canceled four subscriptions after our dinner. He saved `$47` a month. He moved that `$47` into his brokerage account. “If my phone is going to cost me,” he said, “I might as well own the companies that profit from it.” That is the smartest thing anybody said to me all week.

Your Phone Made Somebody Rich Last Year. It Wasn't You.

Your phone charges you. This one pays you back.

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