Archive

Dive into a collection of past posts and rediscover timeless content.

The Rule You Thought Protected You Was Removed in February

The FTC restored the older, narrower rule on February 12. Around 35 states now carry the protection instead.

Oct 24, 2026

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4 min read

The Rule You Thought Protected You Was Removed in February

The Retirement Move That Has No Undo Button

A Roth conversion must clear by December 31 and cannot be reversed. Two days of delay costs a full year on the five year clock.

Oct 23, 2026

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3 min read

The Retirement Move That Has No Undo Button

The Bill Arrives Months After the Only Window to Fight It

Between 3% and 5% of homeowners appeal their assessment, and 30% to 50% of those win something. The deadline sits on the spring notice, not the bill.

Oct 22, 2026

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3 min read

The Bill Arrives Months After the Only Window to Fight It

The Safest Money on Your Statement Is Now the Worst Paid

A three month Treasury bill pays 4.10% and a five year note pays 4.94%. Staying short is a position, not a pause.

Oct 21, 2026

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3 min read

The Safest Money on Your Statement Is Now the Worst Paid

The Student Loan Letter That Chooses Your Payment If You Do Not

SAVE is gone, the final notices are going out, and the fallback plans set your bill from your balance instead of your paycheck.

Oct 20, 2026

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3 min read

The Student Loan Letter That Chooses Your Payment If You Do Not
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