Archive

Dive into a collection of past posts and rediscover timeless content.

What Actually Happens When a CD Matures

The grace period runs seven to ten days, the renewal uses the standard rate, and on $25,000 the gap is worth about $537 a year

Sep 30, 2026

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3 min read

What Actually Happens When a CD Matures

The $70 Billion Lost and Found Nobody Checks

States hold forgotten deposits, paycheques and refunds indefinitely, and the waiting period before your money gets handed over has been getting shorter

Sep 29, 2026

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4 min read

The $70 Billion Lost and Found Nobody Checks

How Next Year's Social Security Raise Is Actually Calculated

The COLA tracks an index built on working households, and the Part B premium comes out of the same cheque before it lands

Sep 28, 2026

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3 min read

How Next Year's Social Security Raise Is Actually Calculated

How a Roof Claim Actually Pays, and Why the Second Cheque Waits

Replacement cost or actual cash value is one line of wording, and on a twenty year roof it is the difference between $6,000 and nothing

Sep 27, 2026

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3 min read

How a Roof Claim Actually Pays, and Why the Second Cheque Waits

The Medicare Letter That Arrives Before the Window Opens

Plans must mail the Annual Notice of Change by September 30, and a plan left alone renews at whatever it now costs

Sep 26, 2026

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3 min read

The Medicare Letter That Arrives Before the Window Opens
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