Archive

Dive into a collection of past posts and rediscover timeless content.

Why Your Electric Bill Rose Even Though You Used Less Power

Supply is the half you can shop, delivery is the half absorbing the data center buildout

Sep 20, 2026

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3 min read

Why Your Electric Bill Rose Even Though You Used Less Power

Why Your Mortgage Payment Jumped When Your Rate Did Not

Two thirds of escrow accounts are short, and the statement stacks three increases into one number

Sep 19, 2026

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4 min read

Why Your Mortgage Payment Jumped When Your Rate Did Not

The Life Expectancy Number That Quietly Wrecks Retirement Plans

Life expectancy at birth is about 75.8 for an American man. At 65 he has another 18.1 years, and the finish line keeps moving after that.

Sep 18, 2026

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3 min read

The Life Expectancy Number That Quietly Wrecks Retirement Plans

What a Car Actually Costs You Every Year, Including the Part You Never See

The average new vehicle runs $11,577 a year and $4,334 of that is depreciation. At 10,000 miles a year every mile costs a dollar.

Sep 17, 2026

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3 min read

What a Car Actually Costs You Every Year, Including the Part You Never See

Two sources, one week, half a point apart on the same mortgage.

Your quote did not come from this afternoon. It came from a different room.

Sep 16, 2026

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2 min read

Two sources, one week, half a point apart on the same mortgage.
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