Dive into a collection of past posts and rediscover timeless content.
Series I bonds bought before October 31 pay 4.26%, and the 0.90% fixed piece stays with the bond for thirty years.
Sep 16, 2026
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4 min read
Accredited investor thresholds have never been indexed. The regulator's own math puts the $1 million bar at $3,037,840 and the $200,000 bar at $607,568.
Sep 15, 2026
3 min read
The largest 2030 fund runs about 58% in equities and keeps shifting for seven years after 2030. Here is the arithmetic on a $300,000 balance.
Sep 14, 2026
Prime is the top of the Fed's range plus 3, and it has sat at 6.75% since December 2025. Cards and equity lines are written as prime plus a margin.
Sep 13, 2026
A 401(k), an IRA, and a life insurance policy pass by the form, not the will. In 2009 the Supreme Court sent about $400,000 to an ex-wife because of it.
Sep 12, 2026
