Archive | Drink Coffee & Profit

My neighbor's dog needed one tooth pulled. The bill was $2,800.

That was the cheap part. The credit card statement is still growing.

Jul 20, 2026

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3 min read

My neighbor's dog needed one tooth pulled. The bill was $2,800.

Your Bank Pays You a Dime a Year

Big banks pay 0.01% on savings. A safe account down the street pays about 4% - same FDIC insurance.

Jul 19, 2026

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4 min read

You Think You Own the Whole Market. You Mostly Own Ten Stocks.

On paper you own 500 companies. In practice, about $41,000 of every $100,000 rides on ten names.

Jul 18, 2026

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3 min read

You Think You Own the Whole Market. You Mostly Own Ten Stocks.

You Spent Two Years Waiting for a Rate Cut. This Week It Got Cancelled.

A cool inflation report changed nothing. The only debate left at the Fed is hold or hike, and it goes quiet for ten days.

Jul 17, 2026

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3 min read

You Spent Two Years Waiting for a Rate Cut. This Week It Got Cancelled.

My Sister Called Me Last Night. She Just Did the Math on Her Son’s Phone Bill.

He is 34, married, working, and just had his first kid. She has been paying for his cell line since 2014. She had never once run the total. The Federal Reserve just quantified how common this is.

Jul 16, 2026

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4 min read

My Sister Called Me Last Night. She Just Did the Math on Her Son’s Phone Bill.