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Dive into a collection of past posts and rediscover timeless content.

How to Avoid Holiday Debt in 2026: The 11-Week Math

37% of Americans ended last season in holiday debt, averaging $1,223. Starting today, $111 a week covers it before December 21.

Oct 5, 2026

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4 min read

How to Avoid Holiday Debt in 2026: The 11-Week Math

QCD vs Check: How to Give From Your IRA in 2026

The new non-itemizer deduction stops at $2,000 for couples. A qualified charitable distribution keeps up to $111,000 off your return.

Oct 4, 2026

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3 min read

QCD vs Check: How to Give From Your IRA in 2026

Why Idle Cash in Checking Loses Money in 2026

The average checking account pays 0.07% while prices rose 3.4%. On $20,000 that is $666 of buying power gone, and the bank keeps the spread.

Oct 3, 2026

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4 min read

Why Idle Cash in Checking Loses Money in 2026

Why a 3% Raise Can Still Be a Pay Cut

August pay rose 3.1% while prices rose 3.4%. On a $60,000 salary that is $180 a year gone, and the gap is widening.

Oct 2, 2026

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3 min read

Why a 3% Raise Can Still Be a Pay Cut

Grandparent 529 Money and the Two College Aid Forms

The FAFSA ignores a grandparent's 529. The CSS Profile, open from October 1, may still count it. Here is the $20,000 math.

Oct 1, 2026

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3 min read

Grandparent 529 Money and the Two College Aid Forms
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