Archive

Dive into a collection of past posts and rediscover timeless content.

I Bond Rate 4.26%: Why Buying Before October 31 Pays

Series I bonds bought through October 31 earn 4.26% for six months, with a 0.90% fixed rate for life. Here is the late-month timing trick.

Oct 9, 2026

•

4 min read

I Bond Rate 4.26%: Why Buying Before October 31 Pays

Safe Account Scams: Why the First 72 Hours Matter

The average older fraud victim lost $38,500 in 2025. Here is the call-back rule, the family code word, and why speed beats shame.

Oct 8, 2026

•

3 min read

Safe Account Scams: Why the First 72 Hours Matter

Prepay Your Mortgage or Buy Treasuries? The 2026 Math

With the 10-year Treasury near 5.3%, a sub-4% mortgage is cheaper than the bond's after-tax yield. Here is where the extra $10,000 earns more.

Oct 7, 2026

•

4 min read

Prepay Your Mortgage or Buy Treasuries? The 2026 Math

Gifting a House vs Inheriting It: The Step-Up Basis Math

A house bought for $90,000 and worth $450,000 can carry a $54,000 tax bill if gifted. Inherited, the basis usually resets.

Oct 6, 2026

•

4 min read

Gifting a House vs Inheriting It: The Step-Up Basis Math

How to Avoid Holiday Debt in 2026: The 11-Week Math

37% of Americans ended last season in holiday debt, averaging $1,223. Starting today, $111 a week covers it before December 21.

Oct 5, 2026

•

4 min read

How to Avoid Holiday Debt in 2026: The 11-Week Math
Load more

A financial newsletter for informational purposes only. Nothing published here is financial advice. We are not licensed financial advisors. Always do your own research before making any investment decision.

© 2026 DrinkCoffeeAndProfit.com — All rights reserved.