Dive into a collection of past posts and rediscover timeless content.
Two deadlines, one letter, and a subsidy pinned to a plan you do not own.
Oct 29, 2026
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5 min read
Gas households save about $640 worth of winter. Electric households pay $1,196 and rising.
Oct 28, 2026
4 min read
A variable rate tied to prime reprices with no notice, and the increase reaches the balance you already carry.
Oct 27, 2026
Oregon starts at $1 million and Massachusetts at $2 million. A paid-off house and one life insurance policy can clear those lines.
Oct 26, 2026
With the 30-year fixed at 7.32%, refinancing cannot cut your payment. A recast can, if you ask for it by name.
Oct 25, 2026
6 min read
